Get smart - on our blog

We see it as our job to make finance, pensions and insurance more accessible. That's why we write about important topics here in simple or easy-to-understand terms.

September 1, 2024

The BVG Reform: What You Need to Know About Changes in Occupational Pensions

The occupational pension system in Switzerland is facing significant changes. The proposed reform of the BVG (Federal Law on Occupational Retirement, Survivors, and Disability Pensions) aims to secure the financial stability of pension funds and adapt retirement provisions to current economic and demographic realities. Read more

August 22, 2024

BVG Reform 2024: What Changes Are Coming and How Can You Optimize Your Retirement Plan?

The BVG Reform 2024 is just around the corner, bringing significant changes to your retirement plan. How will the new regulations affect your pension? With our BVG Reform Calculator, you can easily find out. Learn why it’s crucial to act early and how our financial planners can help you secure your financial future. Read more

August 6, 2024

Are the U.S. Really Facing a Recession?

With persistently high inflation and rising interest rates, many experts are questioning whether the U.S. is on the brink of a recession. However, there are also signs of economic stability that could avert an impending downturn. Read more

July 31, 2024

Time to Optimize Your Health Insurance!

Healthcare costs in Switzerland are skyrocketing, leading to a premium explosion. For you, this means higher financial burdens – but it doesn't have to be this way! Read more

July 26, 2024

Reminder: Don't forget the cancellation deadline for your supplementary insurance!

Remember: The cancellation deadline for your supplementary insurance might be at the end of this month! Now is the perfect time to take action and ensure you have all the important dates in mind. ⏰📆 Read more

July 17, 2024

Pension Gap After Divorce: No 3-Year Waiting Period

In Switzerland, financial planning is a key part of life, especially regarding retirement. The pension fund (Pensionskasse, PK) plays a crucial role in retirement planning. One aspect that often causes confusion is the so-called pension gap after divorce and the associated regulations. Many people mistakenly believe there is a 3-year waiting period to address this gap. In this blog, we aim to clarify these regulations and provide guidance. Additionally, we recommend using the Caveo-BVG Splitting Calculator to analyze your individual situation. Read more

July 14, 2024

Technology and Retirement Planning – A Conversation with Philippe Muntwyler from Caveo

In a recent conversation with Philippe Muntwyler, co-founder and CEO of Caveo, we delved into the world of technology-driven financial planning. Founded in 2019, Caveo aims to understand financial risks and provide suitable solutions. Read more

June 18, 2024

Home Financing and Mortgage Renewal: Tips and Strategies for Your Home

Deciding to finance a home is one of the biggest financial commitments you’ll make in your life. Whether you’re buying your dream home or looking to renew your existing mortgage, there are many factors to consider. Read more

June 4, 2024

The Importance of Financial Planning: Achieve Financial Security with the Caveo App

In a world where financial uncertainties are ever-present, financial planning is crucial for a secure future. With the Caveo app, you now have a powerful tool at your side that helps you clearly identify and effectively manage your financial risks. Read more

March 20, 2024

Quantum leap for personal financial planning: Caveo launches an app for all finances that offers simple, optimised control over pensions, insurance and taxes - with a reminder function

Efficient analysis, management, and optimization of pensions, insurance, and taxes via app. Caveo enables a robo-advisor-based, personalised, and tax-optimised financial strategy with a reminder function that covers all pension assets and insurance policies. Read more