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Health Insurance Switch in Switzerland 2025/2026 – Why You Should Act Now

8/12/2025

Health Insurance Switch in Switzerland 2025/2026 – Why You Should Act Now

The recent insolvency of Klug Health Insurance in Zug – affecting over 9,300 policyholders – shows how quickly the situation can change in the Swiss health insurance market.

Many clients now have to find a new basic health insurance provider at short notice. Waiting too long can mean limited options, higher premiums, and unnecessary stress.

Why an Early Health Insurance Review for 2025 Makes Sense

1. More options and better deals
Comparing early gives you access to more insurers, various models (family doctor, HMO, Telmed) and enough time to review supplemental coverage without pressure.

2. Stress-free planning instead of deadline panic
At the end of the year, requests to insurers and comparison services surge. By optimising your health insurance premiums for 2025 now, you avoid overloaded hotlines and delayed responses.

3. Smart optimisation – not just chasing the lowest price
At Caveo, we don’t just look for the cheapest premium. We evaluate coverage, deductible, co-payments, and supplemental plans to make sure your health insurance truly fits your lifestyle – not the other way around.

Our Service: Professional Health Insurance Comparison & Advice

  • Evidence-based analysis of your current health insurance

  • Review of basic and supplemental coverage for price-performance ratio

  • Tailored recommendations for your optimal 2025/2026 switch

💡 Tip: A 15-minute short consultation is often enough to find out whether a switch makes sense.

👉 Book your appointment now – secure the best conditions and start the new year with peace of mind.

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