Insurance should provide security - not headaches. And certainly not the feeling of having to choose between the interests of your advisor and your own protection. This is precisely why Caveo relies on insurance trusteeship: we support you in all your insurance matters - without any sales pressure, in your interests and digitally supported by our app.
Most insurance advisors are employees or exclusive sales partners of their insurance company. They have one goal: to sell their products. Unfortunately, in practice this often means that customers are discouraged from switching - even if there are cheaper or better options.
Caveo makes the difference: we advise independently, digitally supported and always in your interests. No hidden sales targets, no one-sided recommendations - just clarity and structure for your cover.
| Brokerage mandate (CHF 0.-) | Without mandate (CHF 99.- / year) | |
|---|---|---|
| Costs p.a. | None | CHF 99.- per year |
| Support | We officially take over the management of your policies | No supervision - you manage everything yourself |
| App access | Included | Included |
| Annual insurance check | 1x 30 min. call per year included | Not included |
| Offer comparison | Up to 3 offers per year included | Optional: CHF 180 (up to 3 offers) |
| Management & customizations | We take care (change of address, terminations, etc.) | Not included |
| Service character | Comfort package: "All-in-one" with annual expert check | Flexible, but each service is charged separately |
