Yes, I do - part of your pension fund balance.

"Yes, I do - part of your pension fund assets." To our knowledge, no one has ever said this sentence at the altar, but you should know it.

Reason 1: Around 50% of all marriages in Switzerland end up not only in front of the registry office, but also in court one day. "Till money do you part", so to speak.

Reason 2: In the event of a divorce, the principle applies that the entitlements and assets earned during the marriage are divided - even in the case of the pension fund.

So how does one calculate this? This is complicated in detail - depending on voluntary contributions, early withdrawals, etc. We would be happy to help you with this in a personal consultation.

If you want a quick guide: you can find out quickly at https://www.caveo.ch/calculators/bvg-divorce-calculator. 

PS: Here is a professional tip for all yes-men. The best and smartest thing to do is to get advice before things go wrong in your marriage. We help you to arrange everything fairly and cleanly, so that the unpleasant case becomes less unpleasant. In addition, we can advise you in financial and insurance matters not only comprehensively, but also neutrally. This means: We don't have to push our own products on you, because we don't have any. Instead, we find the best solutions on the market. Sounds simple? It is. If you want to know more, get in touch with us or download our app directly (if you haven't already done so) 😊