You aren't buying consulting hours or a product. You'll receive a comprehensive overview of your situation, calculated options, clear priorities, and a plan for implementation.
Business succession and sale constitute a separate engagement.
Action plan · The M. family
1 of 6 doneExample of an action plan. Select a circle to check off an action.
45 minutes, free of charge. We'll discuss what decisions need to be made and whether it makes sense to start planning.
You fill out the questionnaire and upload your identification documents and insurance policies.
Your financial planner calculates different scenarios and prepares the decisions.
Consultation; afterward, your action plan will be available in the app.
Estimates. The duration depends on how quickly the documents are provided.
One-time service. For businesses, starting at CHF 5'500. Analysis, scenarios, consulting, and an action plan.
Ongoing financial planning and support, with no hourly billing. Included in the total costs of approximately 1.2% per year: With Caveo, you pay no more than you would directly to the asset manager. Learn more
If your assets remain with your bank. Review meeting, updated plan and actions, and a review of your portfolio. You’ll receive a binding quote detailing the scope of services and fees before we begin.
All prices are exclusive of VAT. The actual cost depends on the complexity of your situation—for example, multiple properties, self-employment, or a holding company structure. You will receive an estimate in advance.
Because the analysis should be independent of whatever measures you decide to implement later. You're paying for the basis for your decision, not for a product.
Yes, if you work with us. At Caveo Wealth, we receive 0.50% per year for ongoing financial planning and support. This is included in the total costs of approximately 1.2% per year: With Caveo, you won’t pay more than you would directly to the asset manager. For insurance, we disclose the type and range of commissions upfront. Our financial planners have no targets for assets under management.
No. Planning is a standalone product. If we were to apply it as a credit, it would amount to a discount on asset management.
No. Your trustee is familiar with the company, and your bank is familiar with the securities account. We ensure that the decisions are consistent with one another and work with both parties.
Five to ten years. Contributions to the pension fund, a better retirement plan, and the release of hidden reserves only take effect over time.