An independent financial coach for all your employees.
Financial planning instead of a patchwork quilt. Your employees juggle individual decisions on pensions, taxes and finances on a daily basis - without a common thread. The result: a patchwork quilt, stress and uncertainty. Caveo creates clarity: we bring structure to your employees' finances and accompany them digitally and personally through all phases of their lives.
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The #1 in Financial Wellbeing in Switzerland - independent experts.
Financial stress costs motivation - and your company money. Facts:
of employees say that financial worries are their biggest source of stress.
Concern in Switzerland: rising costs in everyday life (e.g. health insurance premiums).
Concern: old-age provision and the question of whether you will have enough in old age.
Instead of planning in good time, many juggle with individual decisions - and end up in a patchwork without structure. This is exactly where Caveo comes in.
The Caveo package for your employees
Expertise
Our financial planners provide your employees with independent and structured support - in everyday life, when making major life decisions and for long-term retirement planning
Financial Education
Workshops, training courses and content directly in the app - easy to understand and practical. This makes financial education part of everyday working life.
Interactive tools
The Caveo app bundles everything in one place: from analyses and recommendations for action to clear measures. No more Excel chaos and individual decisions - instead, transparency and clarity.
One Community
Financial Wellbeing means exchange: your employees benefit from webinars, best practices and a community that motivates and inspires.
Our satisfied customers
Become a modern and smart employer with Caveo: Your decisive advantage for attracting and retaining talent.
Expansion of your employee benefit offering
Offer more than just coffee and a gym subscription. With Caveo, you can add a topic that really matters to your benefits program: financial health. This shows that you take the needs of your employees seriously.
Cost-neutral & without IT effort
Caveo is plug & play. There are no IT costs and no additional expenses for your company - and the offer can even be cost-neutral for you thanks to brokerage fees.
Competitive advantage in the war for talent
Financial worries are the biggest stress factor for your employees. If you provide support here, you will clearly stand out from the competition and attract top talent more easily - and keep them too.
Comprehensive financial support
Instead of a patchwork of tips and individual decisions, we offer structure. Your employees have access to independent financial planning, digitally supported by the Caveo app - anytime, anywhere.
Increase in employee satisfaction
Those who have clarity in their finances are more relaxed and motivated. Financial wellbeing increases the satisfaction of your employees and has a direct positive impact on productivity and loyalty.
Strengthening your employer brand
Companies with financial wellbeing are seen as modern, responsible and future-oriented. With Caveo, you position yourself as an attractive employer and set a strong example for employee welfare.
Personal support from qualified experts
Personal advice via messages or video call
Certified and independent financial planners
Many years of experience
State-of-the-art financial advice - independent, digital, evidence-based.
Caveo combines sound financial planning with modern technology. Our approach: no conflicts of interest, no sales agenda - but clarity, transparency and scientifically sound recommendations.
 | Other market participants | |
|---|---|---|
| Independence | Advice without conflicts of interest - we are not tied to any bank or insurance company. | Often tied to products or contracts from individual providers. |
| Consulting approach | Evidence-based, prognosis-free, founded on scientific findings. | Often sales- or commission-driven, not always objective. |
| Technological platform | Caveo Insurance & Pension Platform (CIPP) - digital, automated, data-driven. | Traditional advice, less digital and often manual. |
| Customer experience | Over 30,000 consultations - in-depth understanding of real customer needs. | Different quality and experience, less consistent. |
| Digitization | Focus on efficiency - less administrative effort, more clarity. | Less digitized, processes often sluggish. |
| Customer orientation | Focus on customers' financial health & education. | Focus can be more on sales instead of customer benefits. |
| Multilingualism | Advice in several languages, internationally accessible. | Limited range, often only locally oriented. |
| Fee structure | Transparent remuneration model - clearly comprehensible for customers. | Fees often not transparent, hidden costs possible. |
| Compliance | Beyond legal requirements, member of relevant organizations. | Compliance varies depending on the provider. |
| Sustainability | Committed to social & ecological goals. | Is not emphasized throughout. |